Comprehensive Service to assist you with your UK State Pension Claim

Now that it is now within a year of the extended HMRC deadline. We are offering a comprehensive service which involves obtaining a UK State Pension Forecast, along with making a full claim to HMRC for an enhanced Pension buyback of up to 18 years.

Previously we offered a sequential Phase 1 and Phase 2 service, and 99% of people, having completed the first, moved to Phase 2. In the light of an approaching deadline, we have combined these two phases into one complete service to speed up the entire process, which is currently delivering more than a 90% success rate. Once you apply to use our service, with your UK National Insurance Number, we will work to determine your current entitlements and provide a report to you. This will outline how your claim may be enhanced and what the likely costs and benefits may be. If you already have a UK pension forecast, we will review and provide a full report.

The HMRC application process is quite complex. While the central form itself is just 2 pages, the guidance notes provided run to 35 pages, and there are pitfalls into which we have seen people fall when undertaking the process themselves. We have considerable experience of almost every variation of response and endeavour to optimise the application at every step. We will review your UK and Non UK employment details provided, assess the information, discuss any issues with you if required, and make a full application to HMRC. We will send this to you for a final check and to electronically sign.

Once HMRC (UK Revenue) reply and provide a statement of your entitlements, we will provide full information on how to securely make payments to HMRC, protocols on making specific receipt requests (HMRC can occasionally appropriate lump sum payments to years you may not wish to buy) and checking that the pension forecast has changed and improved.

Should there be any issues with the application and HMRC request further information, we will provide the information, in consultation with you yourself and from our experience, assist you to provide the correct information.

We have assisted hundreds of people from around the world in achieving a favourable beneficial result from the Dept of Work and Pension and UK Revenue.

Our total fee for all of this is €550 incl Vat, payable at the outset. For context, our fee is less than 2 weeks of a full UK State Pension benefit payout.

Comprehensive Claim

We are offering a comprehensive service which involves obtaining a UK State Pension Forecast, along with making a full claim to HMRC for an enhanced Pension buyback of up to 18 years.

€550

Once you apply to use our service, with your UK National Insurance Number, we will work to determine your current entitlements and provide a report to you. This will outline how your claim may be enhanced and what the likely costs and benefits may be.

The HMRC application process is quite complex. While the central form itself is just 2 pages, the guidance notes provided run to 35 pages, and there are pitfalls into which we have seen people fall when undertaking the process themselves. We have considerable experience of almost every variation of response and endeavour to optimise the application at every step. We will review your UK and Non UK employment details provided, assess the information, discuss any issues with you if required, and make a full application to HMRC. We will send this to you for a final check and to electronically sign.

Will this affect my rights to the Irish Contributory State Pension?

The Department of Social Protection have answered our specific enquiry on this topic “Your UK pension does not impact the personal rate of your Irish State pension”.

When you redeem extra years on your UK State Pension, you are making an AVC (Additional Voluntary Contribution) to your UK State Pension. Effectively, you are accessing (probably) the best value AVCs that exist. If your contributions are assessed as Class 2 by HMRC, the cost of all your contributions are paid back within 6 months on retirements, and you enjoy the benefits for your lifetime. Even if you are assessed as Class 3, the payback is just 2-3 years.

Your UK State Pension can allow you to double the value of your Irish Contributory State Pension!

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I'm very happy to recommend Mel's service. He brought me through the whole process with detailed instructions at each stage and I'm very happy with the outcome. From previous experience, this would have been much more difficult working directly with HMRC.

Stephen - Dublin

Excellent process, great service

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Great service. I tried previously to sort out my UK pension contributions from abroad but found it to be quite complicated. I heard Mel on Newstalk last year and decided to give it a shot. The process was made really easy using their online questionnaire, far easier than the HMRC form itself! There is some waiting in the middle of the process but you will have that wait whether you do it by yourself or with UK State Pension Abroad. The results of the process were great, with Mel's guidance. He's also very quick to respond to emails. Would highly recommend to anyone who's been away from the UK and wants to keep their contributions up to date

Eoin - Galway

Great service

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Mel and company made a complex task very simple. And very good value for money. The thoughts of navigating the department’s of works and pensions along with HMRC is daunting but Mel and team took that pressure away and myself and my wife are delighted with the results. Thank you.

Patrick - Waterford

UK pensions made easy.

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Fantastic service and a very positive experience. Mel took care of all the paperwork and simplified the process. Great communication throughout. I would highly recommend this service.

Aisling - Donegal

Fantastic service and a very positive